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mCash

Envision it offline, make it happen online! Take a cash loan using the m-bank application and perform the complete procedure with your mobile phone, from any location that suits you, at any time.

Envision it offline, make it happen online!

Use your smartphone wisely and realize your ideas with an RSD online cash loan with a fixed interest rate. Enjoy the simple and fast process of taking a loan in the m-bank application.

How to withdraw online cash credit using only your mobile phone?
  • Log in to m-bank application and select the “mCash” option.  
  • Enter the loan amount, select the repayment period and fill in all mandatory fields in order to make the calculation and define the parameters most suitable for you.
  • Download the draft documents required for loan approval, then confirm that you consent to the Bank obtaining a report from the Credit Bureau. Click “continue” to send the request and wait for a few minutes for the request to be processed.
    1
  • If you agree, proceed further, and upload the required documents (ID card, employment certificate, etc.), thus completing your loan application. You now only have to wait for the final approval, and you can follow the status in the Request Overview.
    2
  • After the request is finally approved, download all the final documents and agree to enter your PIN electronically, and the money will be in your account very soon.

  • You can check the status by clicking on the “Refresh” button or by selecting the “Request overview” option from the m-bank application menu.

  • Before you start this step, you can also go back and change the loan amount or maturity if you wish.

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Calculate the monthly installment for the loan amount requested and the desired repayment period.

0 RSD Loan
0 REPAYMENT PERIOD
0 Fee for loan processing
0 Loan processing fee amount
0 NIR
0 RSD MONTHLY INSTALMENT*
* the calculator is indicative only.

Calculate the monthly installment for the loan amount requested and the desired repayment period.

AMOUNT OF CREDIT
REPAYMENT PERIOD
0 RSD Loan
0 months REPAYMENT PERIOD
0 ADM COST
0 ADM COST AMOUNT
0% NIR
0 RSD MONTHLY INSTALMENT*
* the calculator is indicative only.

mCash loan features:

Main features of online short-term cash loans

The stated conditions are valid with salary transfer to the account held with our Bank. The bank reserves the right to make a decision on the loan approval, as well as to request additional documents and guarantees. You can apply after receiving salary to the account held with our Bank.

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Main features of online long-term cash loans

The stated conditions are valid with salary transfer to the account held with our Bank. The bank reserves the right to make a decision on the loan approval, as well as to request additional documents and guarantees. You can apply after receiving salary to the account held with our Bank.

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Representative examples
Representative example of a short-term RSD online cash loan with fixed interest rate
Representative example of a short-term RSD online cash loan with fixed interest rate
Loan amountRSD 100,000
Repayment period12 months
NIR annual6.95%
Monthly installmentRSD 8,656
Loan processing fee (1.95%)RSD 1,950
Expenses related to loan approval, known at the moment of publishing
Credit Bureau basic reportRSD 246
EIR annual 11.95%
Total loan amount (principal, interest and costs)RSD 106,068
EIR calculated on 15/07/2020
Representative example of a long-term RSD online cash loan with fixed interest rate
Representative example of a long-term RSD online cash loan with fixed interest rate
Loan amountRSD 200,000RSD 600,000
Repayment period36 months83 months
NIR annual6.95%9.95%
Monthly installmentRSD 6,181RSD 10,074
Loan processing fee (1.95%)RSD 3,900RSD 11,700
Expenses related to loan approval, known at the moment of publishing
Credit Bureau basic reportRSD 246RSD 246
EIR annual 8.83% 11.30%
Total loan amount (principal, interest and costs)RSD 226,645RSD 848,100
EIR calculated on 15/07/202015/07/2020

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